How The Approved Card Works

The Approved Card is a prepaid card. You can only spend what you load on the card, so you can’t get into debt using it.

The Approved Card is a great alternative to credit cards and checking accounts. There are no interest charges or overdraft fees. You can even use the Approved Card as a tool for managing just some of your money.

Add Money

Add Money

There are three easy ways to add money to your Approved Card—Direct Deposit, transfers from one of your other bank accounts and retail cash loads.

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Shop

Shop

Use The Approved Card in restaurants, at retailers, and online. It works similar to a credit card, but you can only spend what you load on it.

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Get Cash

Get Cash

You can use The Approved Card to get cash at ATMs worldwide.

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Pay Bills

Pay Bills

You can pay your bills for free online with The Approved Card, or pay many company’s bills by phone. You can even have a check sent by mail (a $1.00 Bill Payment Fee – Paper Checking applies).

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Keep Track

Keep Track

Every time you have a transaction we’ll send you a text (Standard text messaging rates may apply. See carrier for details.). We can also send your account balance every day. And you can see all of your transactions online at www.TheApprovedCard.com or get them by calling our automated telephone system.

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Approved Card Benefits
Privacy Policy   |    Cardholder Agreement   |    Contact Us   |   

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

The Approved Prepaid MasterCard is issued by The Bancorp Bank pursuant to license from MasterCard International Incorporated. This Card can be used everywhere Debit MasterCard is accepted. The Bancorp Bank. Member FDIC.

MasterCard is a registered trademark of MasterCard International Incorporated.

The name “The Approved Card” and the card design are trademarks of APPROVED LLC. All other trademarks and service marks are the property of their respective owners.

**It is possible that a merchant may rarely “force post” transactions that exceed the amount loaded on the card, resulting in a negative balance on the card. The amount of the negative balance will be deducted from your net deposit. However, if the available balance on the card is exceeded, any further transactions will be declined.

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