Card Enrollment and Maintenance Fees
Monthly Account Maintenance Fee
$3.00 per month; the first month’s fee is waived
Card Usage Fees (purchases, declines, returns)
Domestic POS Signature Transaction Approved Fee
Domestic POS Signature Transaction Declined Fee
Domestic PIN Transaction Approved Fee
Domestic PIN Transaction Declined Fee
International POS Signature Transaction Approved Fee
International POS Signature Transaction Declined Fee
International PIN Transaction Approved Fee
International PIN Transaction Declined Fee
Allpoint ATM Withdrawal Fee - Domestic
$2.00 per transaction (waived for 30 days with a qualifying Direct Deposit or Bank Transfer of $20.00 or more)
Non-Allpoint ATM Withdrawal Fee - Domestic
$2.00 per withdrawal plus any fees charged by the ATM owner or operator
Domestic ATM Balance Inquiry Fee
$1.00 per transaction (waved for 30 days with a qualifying Direct Deposit of $20 or more or Bank Transfer) plus any fees charged by the ATM owner or operator
Domestic ATM Declined Fee
$1.00 per transaction (waived for 30 days with a qualifying Direct Deposit of $20 or more or Bank Transfer) plus any fees charged by the ATM owner or operator
International ATM Withdrawal Fee
$2.00 per transaction plus any fees charged by the ATM owner or operator
International ATM Balance Inquiry Fee
$1.00 per transaction plus any fees charged by the ATM owner or operator
International ATM Declined Fee
$1.00 per transaction plus any fees charged by the ATM owner or operator
Over-the-Counter Cash Withdrawal Fee
Account to Account Transfer Fee
Balance Check Fee - Online
Balance Check Fee – IVR (Automated Telephone System)
Online Account Access Fee
Live Agent Customer Service Call Fee (English & Spanish)
One FREE call per calendar month; $2.00 per call thereafter
Card Replacement Issuance Fee
Express Card Delivery Shipping Fee
Close Account; Request Check Fee
Bill Payment Fee – Electronic
Bill Payment Fee - Paper Check
Bill Payment Fee – Expedited/Same Day Payment
Bill Payment Fee – Check Copy
Bill Payment Fee – Check Re-Issue
Bill Payment Fee – Payment Inquiry
Bill Payment Fee – Postal Reject
All fee amounts will be withdrawn from your Card Account and will be assessed as long as there is a remaining balance on your Card Account, except where prohibited by law. Anytime your remaining Card Account balance is less than the fee amount being assessed, the balance of your Card Account will be applied to the fee amount. If we are unable to assess a Monthly Account Maintenance Fee at the time it is due because your Card Account balance is less than the fee amount being assessed or $0.00, we will collect the greater of your outstanding fee balance or one (1) previous Monthly Account Maintenance Fee from your next value load. The Monthly Account Maintenance Fee for the current month will continue to be assessed as scheduled. If your Card Account balance is $0.00 and you don’t load money to your Card for three (3) months, your Card Account may be closed.
