CARD ENROLLMENT AND MAINTENANCE FEES
Secondary Card Purchase Fee
Monthly Account Maintenance Fee
$3.00 per month; the first month’s fee is waived and no monthly fee ever for Secondary Cards.
CARD USAGE FEES—PURCHASES, DECLINES, RETURNS
POS Signature Transaction Approved Fee
POS Signature Transaction Declined Fee
PIN Transaction Approved Fee
PIN Transaction Declined Fee
Allpoint ATM Withdrawal Fee with Direct Deposit or Bank to Card Deposit
No Charge for 30 days after each Direct Deposit or Bank to Card Deposit
Allpoint ATM Withdrawal Fee without Direct Deposit or Bank to Card Deposit
Non-Allpoint ATM Withdrawal Fee
$2.00 per transaction plus any fees charged by the ATM owner or operator
Domestic ATM Balance Inquiry Fee
$1.00 per transaction (waived for 30 days with a Direct Deposit or Bank to Card Deposit) plus any fees charged by the ATM owner or operator.
Domestic ATM Declined Fee
$1.00 per transaction (waived for 30 days with a Direct Deposit or Bank to Card Deposit) plus any fees charged by the ATM owner or operator.
Over the Counter Cash Withdrawal Fee
Foreign Currency Conversion Fee
Balance Check Fee—IVR (Automated Telephone System)
Balance and Transaction Alerts—email
Balance and Transaction Alerts—SMS Text
No Charge—Your wireless carrier’s standard text messaging rates may apply
Online Account Access Fee
Live Agent Customer Service Call Fee (English & Spanish)
One call per calendar month at No Charge; $2.00 per call thereafter
Card Replacement Issuance Fee
$3.00 per Card Replacement
Close Account; Request Check Fee
Bill Payment Fee—Electronic
Bill Payment Fee—Paper Check
All fee amounts will be withdrawn from your Card Account and will be assessed as long as there is a remaining balance on your Card Account, except where prohibited by law. Anytime your remaining Card Account balance is less than the fee amount being assessed, the balance of your Card Account will be applied to the fee amount. If we are unable to assess a Monthly Account Maintenance Fee at the time it is due because your Card Account balance is less than the fee amount being assessed or $0.00, we will collect the greater of your outstanding fee balance or one (1) previous Monthly Account Maintenance Fee from your next value load. The Monthly Account Maintenance Fee for the current month will continue to be assessed as scheduled. If your Card Account balance is $0.00 and you don’t load money to your Card for three (3) months, your Card Account may be closed.
